Hours
9:00 AM - 7:00 PM
Locations We Serve
Ontario and the Maritimes!
Call Us
289-312-6333
TM Brand and info. website, and authorized name of Rewind Mortgage, a division of Lic. Mortgage Brokerage 11082191 Canada Inc.o/a ‘Broker It’ ON 13336 NS 2023-3000791 NL 24-07-110007 NB 240054445 PEI 727141681 www.brokerit.ca
Rewind - Reverse Mortgages in Canada
Why Us?
REPUTABLE - LICENCED - LEGITIMATE
'Rewind' (TM) is a Division of Licenced Mortgage Brokerage 11082191 Canada Inc.o/a ‘Broker It’
Licenced by provincial regulators in all province it operates in.
The brokerage is a member in good standing with BOTH the Canadian Mortgage Broker's Association and Mortgage Professionals Canada
Maintains Professional Liability Insurance.
REPUTABLE - LICENCED - LEGITIMATE
Expert Reverse and Alternative Mortgage Guidance — From a Veteran Broker and Former Bank Director
A reverse mortgage is one of the biggest financial decisions you’ll ever make and they are complicated no matter what you have heard.
With over 25 years of mortgage experience — including as a former bank director and underwriter — I help Canadians 55+ make informed, confident decisions.
I ensure you understand not just the rates — but also the renewal terms, set-up costs, and long-term impact
I don’t work for any lender. I work for you — to uncover the best mortgage option (reverse or otherwise) that truly fits your needs and protects your wealth.
No...Your Local Bank does not 'sell' Reverse Mortgages. Period.
To access all the reverse mortgage lenders, compare and find the most suitable product for you
make sure you are dealing with a Lic. Broker + Reverse Mortgage Specialist.
My approach is built on precision, transparency, and deep industry knowledge.
I carefully analyze and compare lenders, terms, hidden costs — so you can make a fully informed choice, not a pressured one.
Since 1999 I’ve helped thousands of people from all across the country with tailored mortgage solutions. Yes, really.
Why Us?
You could call any one lender directly yourself, but:
❌ They can only offer their own products.
❌ You lose access to other lenders and alternatives.
❌ If you pay for an appraisal, they control it and it always means it can’t be reused elsewhere.
❌ They won’t move you to another lender if it doesn’t work out for you – I will.
If you’re declined by that lender that you called or unhappy with rate, fees, etc. you’ll have to start over from the beginning with someone else. And you don't get to bring your appraisal with you.
When you work through me:
✅ Lowest rates. Impartial Guidance.
✅ I work for you, not any single lender.
✅ I can pivot your file to other appropriate lenders.
✅ One application, multiple paths
✅ Highly experienced in Alternative Lending.
You benefit from 25+ years of underwriting Alternative‑lending.
Including reverse mortgages but more than that.
I’m on your side. I work for you, not one lender. I know what I am doing.
Ready to See What You Could Access?
Now that you know why working with an independent broker matters, run the numbers yourself. Compare lump sum and monthly income options across all four lenders.
Takes under 60 seconds. No obligation. No credit check.
Open the Free CalculatorPrepared by Peter Fabry, Lic. Mortgage Broker — independent, no lender bias
Don't try to 'Do-It-Yourself'. Get FREE unbiased assistance.
You're not saving money shopping yourself & risk making a mistake.
Calling ANY lender yourself you can ONLY be offered their products.
The first thing is to see if a Reverse Mortgage is your best available option. Maybe it's not.
1-in-3 Canadians who find they can't be qualified at a bank.
I know the options.
One application - access to ALL of Canada's mortgage types.
Get the lowest rates.
Expert assistance + No extra cost to you.
Access more Money
Access all the Lenders in one place.
Promotions, discounts, offers & sales.
*Our own in-house rebates/ promotions
Most importantly...
Right product. Unbiased advice.
Retire Early
Enjoy life now with confidence. If you are ready to stop working let's eliminate the monthly mortgage payment that's holding you back.
Buy a 2nd Property
Maybe you are downsizing and want to buy now before you sell your existing home or maybe you wish to buy a cottage or vacation property.
Renovate your Home.
Perhaps finishing your basement and putting in a separate entrance will allow you to rent it out and increase your income for the long term.
Care For A Loved One
Pay for long-term care for a loved one without having to sell your home to cover the expense. Sell your home when you're ready not because you need to.
Leave Investments Invested
Cashing in investments may trigger significant capital gains taxes. Why lose future gains or income when you can access equity tax-free from your home.
Emergency Money
Health emergencies can be expensive. Set up a reverse mortgage as a line-of-credit so the money is there when you need it, withut interest until you use it.
Canadian reverse mortgages are different. They are designed so that you (and your estate) always maintain ownership of your home...the "No Negative Equity Guarantee".
Frequently Asked Questions
What is a Reverse Mortgage?
Reverse Mortgages allow Canadian homeowners to convert a portion of their home's value into tax-free cash, with no regular mortgage payments until they move or sell or the last homeowner passes away.
Unlike regular mortgages or even Home Equity Lines of Credit where you must normally qualify on a higher income and credit threshold, with reverse mortgages qualifying is more straightforward, making it a more accessible option for older homeowners. Generally, you need to show that you can keep up with property taxes, condo fees and home insurance.
Are there any costs for a reverse mortgage?
The expenses associated with a reverse mortgage depend on its type. These may involve lender fees, charges for independent legal advice, and the cost of a home appraisal.
We do not charge fees. The brokerage is paid by the lender just like any other commissioned salesperson. The benefit of using our brokerage is that we help you choose the best lender and the right product from the numerous products available in Canada today.
What are the interest rates for a Reverse Mortgage in Canada?
Rates vary based on the product you choose and your qualifying lender. For example, if you want more money upfront the rate might be different than if you want money spread out each month over time.
During the approval process a Mortgage Specialist will fully explain interest rates, fees ensuring transparency & no hidden costs. For a quick overview, fill in your contact information and you can normally be provided with a quote within 24 hours.
How old do I have to be for a Reverse Mortgage in Canada?
To qualify for a reverse mortgage in Canada, factors considered include your age, being a Canadian homeowner, the location and type of home, the appraised value, the home's condition, and the amount of home equity.
How do I apply for a Reverse Mortgage?
The process is straightforward and convenient! Provide basic information, including your home's approximate value, type, address, and age and gender.
To initiate the reverse mortgage application process, simply fill out our Free Estimate Form online or call us at (647) 499-8574 to speak with a reverse mortgage specialist to apply over the phone.
When and how do I repay my Reverse Mortgage?
Reverse Mortgages offer the flexibility of no regular payments until you move or sell your home or the last homeowner passes away. However, you can make payments if you want to, so that interest doesn't accrue.
Repayment, including the borrowed amount & accrued interest, can be done at any time, potentially incurring a prepayment charge. Typically, customers use proceeds from selling their homes to settle the reverse mortgage.
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