Rewind Mortgage understands that homeowners aged 55 and up want both security and flexibility. Under Peter Fabry’s guidance, Rewind Mortgage shows clients how strategic mortgage planning—even before considering a Reverse Mortgage—can reduce taxes, unlock equity, and lay the groundwork for a comfortable retirement.

Why a Recent Government Decision Might Open Doors for Reverse Mortgage Borrowers

The Canadian government has announced it will repeal a 25% tariff on U.S. goods starting September 1. While it may sound like a niche trade update, this change could signal something much larger, potential interest rate relief.

For Canadian retirees and homeowners aged 55+, this could be the moment to revisit financial planning and take a closer look at options like Reverse Mortgages. These products are directly influenced by interest rates, and even a small decrease can improve how much equity can be accessed.

How Lower Rates Could Benefit Reverse Mortgage Clients

When inflation pressures ease—like they may after this rollback—there’s less reason for the Bank of Canada to keep interest rates high. If rates drop, it could translate into:

• Higher potential loan amounts

• Lower borrowing costs over time

• Greater flexibility in how funds are accessed

This is especially meaningful for seniors looking to age in place, fund medical needs, help family members, or improve cash flow on a fixed income.

Preserve Your Lifestyle Without Selling Your Home

Reverse Mortgages allow Canadians aged 55+ to access the equity in their homes while continuing to live there. There are no monthly mortgage payments required. The loan is repaid only when the homeowner sells the home, moves into long-term care, or passes away.

Peter Fabry and the Rewind Mortgage team specialize in working with retirees and their families to help them understand this option, and make the most of their financial resources.

Reverse Mortgages can be used to:

• Renovate your home to accommodate aging needs

• Supplement retirement income

• Cover rising health care costs

• Assist adult children or grandchildren

• Postpone selling or downsizing until it’s the right time

Family Conversations Matter

These are big decisions, and we always encourage families to be part of the process. When adult children understand the benefits and structure of a Reverse Mortgage, it becomes easier to build a unified plan—one that protects your long-term independence and your legacy.

Let Rewind Mortgage Help You Explore What’s Possible

With changing economic conditions, now may be the right time to review your options. If interest rates soften, you could access more equity or enjoy better terms. But even now, a Reverse Mortgage can offer meaningful support for your retirement goals.

Reach out today to book a no-obligation consultation with Peter Fabry.

📞 Call (289) 312-6333
📧 [email protected]
🌐 rewindmortgage.ca

Rewind Mortgage is here to help you make informed, confident choices…because financial peace of mind should be part of every retirement plan.

Rewind Mortgage is dedicated to seniors’ financial independence. Under Peter Fabry’s leadership, we blend empathetic service with creative mortgage solutions to help you enjoy life on your terms.